分类： 跟单信用证专家资格认证（CDCS）考试

《跟单信用证统一惯例（UCP600）》中英文版DOC下载

Article 1 Application of UCP
第一条 统一惯例的适用范围
The Uniform Customs and Practice for Documentary Credits, 2007 Revision, ICC Publication no. 600 (“UCP”) are rules that apply to any documentary credit (“credit”) (including, to the extent to which they may be applicable, any standby letter of credit) when the text of the credit expressly indicates that it is subject to these rules. They are binding on all parties thereto unless expressly modified or excluded by the credit.
跟单信用证统一惯例，2007年修订本，国际商会第600号出版物，适用于所有在正文中标明按本惯例办理的跟单信用证（包括本惯例适用范围内的备用信用证）。除非信用证中另有规定，本惯例对一切有关当事人均具有约束力。
Article 2 Definitions
第二条 定义
For the purpose of these rules:
就本惯例而言：
Advising bank means the bank that advises the credit at the request of the issuing bank.
通知行意指应开证行要求通知信用证的银行。
Applicant means the party on whose request the credit is issued.
申请人意指发出开立信用证申请的一方。
Banking day means a day on which a bank is regularly open at the place at which an act subject to these rules is to be performed.
银行日意指银行在其营业地正常营业，按照本惯例行事的行为得以在银行履行的日子。
Beneficiary means the party in whose favour a credit is issued.
受益人意指信用证中受益的一方。
Complying presentation means a presentation that is in accordance with the terms and conditions of the credit, the applicable provisions of these rules and international standard banking practice.
相符提示意指与信用证中的条款及条件、本惯例中所适用的规定及国际标准银行实务相一致的提示。
Confirmation means a definite undertaking of the confirming bank, in addition to that of the issuing bank, to honour or negotiate a complying presentation.

跟单信用证项下银行间偿付统一规则（URR725）中文版PDF、英文版PDF下载

A．总则和定义

第一条 规则的适用
《跟单信用证项下银行间偿付统一规则》，国际商会第725 号出版物，适用于在偿付授权中明确注明受本规则
约束的任何银行间的偿付。除非偿付授权明确修改或排除，本规则对有关各方均具有约束力。开证行有义务在
跟单信用证（“信用证”）中注明偿付遵循本规则。
根据本规则进行的银行间偿付，偿付行应在开证行的指示及授权下行事。
本规则并不旨在代替或改变国际商会《跟单信用证统一惯例》的有关条文。

第二条 定义
就本规则而言，下列术语具有本条款规定的含义且可根据需要用于单数或复数形式：
a.“开证行”是指开立信用证并出具该信用证项下偿付授权的银行。
b. “偿付行”是指按照开证行偿付授权的指示和授权作出偿付的银行。
c. “偿付授权”是指开证行向偿付行作出的要求其向索偿行进行偿付，或应开证行的要求承兑并到期支付以偿付
行为付款人的远期汇票的一种指示或授权，该项指示或授权独立于信用证之外。
d. “偿付授权修改”是指开证行发给偿付行对偿付授权进行修改的通知。
e. “索偿行”是指在信用证项下作出承付或议付并向偿付行提示索偿要求的银行。“索偿行”还应包括被授权代表
作出承付或议付的银行向偿付行提示索偿要求的银行。
f. “索偿要求”是指索偿行向偿付行提交的要求偿付的请求。
g. “偿付承诺”是指在开证行授权或请求下，偿付行向偿付授权中指定的索偿行作出的，在偿付承诺的条件得以
满足的条件下，兑付其索偿要求的一种独立的不可撤销的承诺。
h. “偿付承诺修改”是指偿付行向偿付授权中指定的索偿行作出的，表明对其偿付承诺进行修改的通知。
i. 就本规则目的而言，一家银行位于不同国家的分支机构被视为不同银行。

ICC Uniform Rules for Bank-to-Bank
Reimbursements under Documentary Credits
ICC Publication No. 725, 2008 Edition

GENERAL PROVISIONS AND DEFINITIONS

Article 1 Application of URR

The Uniform Rules for Bank-to-Bank Reimbursements under Documentary Credits ("rules"), ICC
Publication No. 725, shall apply to any bank-to-bank reimbursement when the text of the
reimbursement authorization expressly indicates that it is subject to these rules. They are binding
on all parties thereto, unless expressly modified or excluded by the reimbursement authorization.
The issuing bank is responsible for indicating in the documentary credit ("credit") that
reimbursement is subject to these rules.

In a bank-to-bank reimbursement subject to these rules, the reimbursing bank acts on the
instructions and under the authority of the issuing bank.

These rules are not intended to override or change the provisions of the Uniform Customs and
Practice for Documentary Credits.

Article 2 Definitions

For the purpose of these rules, the following terms shall have the meaning specified in this article
and may be used in the singular or plural as appropriate:

a. "Issuing bank" means the bank that has issued a credit and the reimbursement authorization
under that credit.

b. "Reimbursing bank" means the bank instructed or authorized to provide reimbursement
pursuant to a reimbursement authorization issued by the issuing bank.

c. "Reimbursement authorization" means an instruction or authorization, independent of the credit,
issued by an issuing bank to a reimbursing bank to reimburse a claiming bank or, if so requested
by the issuing bank, to accept and pay a time draft drawn on the reimbursing bank.

d. "Reimbursement amendment" means an advice from the issuing bank to a reimbursing bank
stating changes to a reimbursement authorization.

e. "Claiming bank" means a bank that honours or negotiates a credit and presents a
reimbursement claim to the reimbursing bank. "Claiming bank" includes a bank authorized to
present a reimbursement claim to the reimbursing bank on behalf of the bank that honours or
negotiates.

UCP600培训活动资料PDF下载

保护PDF文档121页。

苏至诚ISBP、UCP600的讲课录音下载

银行保函、备用信用证及保理业务介绍PPT课件

CDCS对外担保与国际保理业务培训班课件-Bank Guarantee and Factoring－second edition.PPT，内容丰富的专业培训PPT课件！

信用担保
早在罗马法时代，就有了比较发达的信用担保制度．

２０世纪６０年代，国际商事交易中逐渐创立了新的信用担保制度－独立保证制度
信用担保的形式
保函
信用证
票面担保（per aval)
金融机构保函
银行保函

保险公司保函
保险公司保函－保证保险与信用保险
保险人代被保险人向权利人提供担保，保证如果由于被保险人不履行契约义务或有不法行为而使权利人受到经济损失时，由保险人负赔偿责任，如履约保证保险．
保险人向被保险人提供担保，保证被保险人在同他人所建立的契约关系中，如因对方不履行契约义务而遭受损失时，承担赔偿责任．如信用保险等．
银行保函
从属性保函：是商务合同的一个附属性契约，其法律效力随商务合同的存在而存在，随商务合同的变化、灭失而变化、灭失。

独立性保函：是根据商务合同开出，但又不依附于商务合同而存在的具有独立法律效力的法律文件。
从属性保函－一般性保证还是连带保证
先诉抗辩权：保证人在主合同纠纷未经审判或者仲裁，并就债务人财产依法强制执行仍不能履行债务之前，有权拒绝向债权人承担保证责任。
银行保函的内容
1.有关当事人
2.开立保函的依据－基础合同
3.担保金额及金额递减条款－如在预付款保函中
4.先决条件条款：是担保在先决条件满足之后才能生效－如合同订立之前开立的履约保函，预付款保函或以开立信用证为前提的保函
5.要求付款的条件：保函下的任何付款都必须以书面作出。
6.有效期条款：

最全的CDCS考试核心资料-UCP600系列培训专家讲座讲义整理大全

最全的UCP600系列培训专家讲座讲义整理大全

最全的CDCS考试核心资料-UCP600系列培训专家讲座讲义整理大全

包含以下的资料库：

UCP600释析.ppt（98页PPT幻灯片）

UCP600培训活动资料.pdf（121页PDF文档）

UCP600讲座.ppt（127页PPT幻灯片）

Seminar on UCP 600-UCP600讲解.pdf（53页PDF文档）

UCP600分析与评论.ppt（100页PPT幻灯片）

UCP600与法律.pdf（48页PDF文档）

UCP600逐条解析—单证中心.ppt（79页PPT幻灯片）

杭州培训UCP600讲稿-Moving toward UCP 600 in Chinese.ppt（74页PPT幻灯片）

UCP600释析.doc（41页word doc文档）

UCP600与UCP500的比较.doc（33页word doc文档）

分行国际业务部UCP600 讲解.ppt（49页PPT幻灯片）

共11份资料！单份资料价格：200-300，全部资料价格：2880。

Article 4
b. An issuing bank should discourage any attempt by the applicant to include, as an integral part of the credit, copies of the underlying contract, proforma invoice and the like.
合同、形式发票作为信用证的一部分
Article 5
Documents v. Goods, Services or Performance
Banks deal with documents and not with goods, services or performance to which the documents may relate.
信用证项下的单据无关性
Article 6
Availability, Expiry Date and Place for Presentation
a.A credit must state the bank with which it is available or whether it is available with any bank. A credit available with a nominated bank is also available with the issuing bank.
信用证必须注明（提示）有效的银行

Article 6
b. A credit must state whether it is available by sight payment, deferred payment, acceptance or negotiation.
信用证必须注明是否通过即期付款、迟期付款、承兑或议付来表明它是有效的
Article 6
c. A credit must not be issued available by a draft drawn on the applicant.
信用证一定不能被开立成，凭借（提示）以申请人为付款人的汇票而有效
Article 6
d. i. A credit must state an expiry date for presentation. An expiry date stated for honour or negotiation will be deemed to be an expiry date for presentation.
ii. The place of the bank with which the credit is available is the place for presentation. The place for presentation under a credit available with any bank is that of any bank. A place for presentation other than that of the issuing bank is in addition to the place of the issuing bank.
提示的有效期和地点。
Article 6
e. Except as provided in sub-article 29 (a), a presentation by or on behalf of the beneficiary must be made on or before the expiry date.
受益人或其代表必须提示（单据）在效期日或效期日之前

UCP600－主要修改内容
◆结构上的变化
UCP600－主要修改内容
UCP600－主要修改内容
UCP600－主要修改内容
UCP600－Article 1
◆
UCP600－Article 1
◆New mandatory field (40E) in MT700 for applicable rules as follows:
UCP600－Article 2
◆ Banking Day-means a day on which a bank is regularly open at the place at which an act subject to these rules is to be performed.
UCP600－Article 2
◆ Complying presentation－means a presentation that is in accordance with the terms and conditions of the credit, the applicable provisions of these rules and international standard banking practice.
UCP600－Article 2
◆ Honour–means:
UCP600－Article 2
◆ Negotiation–means:
UCP600－Article 2
◆ Nominated bank –means the bank with which the credit is available or any bank in the case of a credit available with any bank.
UCP600－Article 2
◆ Presentation –means:
UCP600－Article 2
◆Presenter –means:
UCP600－Article 3
◆ If an LC does not indicate whether it is irrevocable or revocable, what should we do?
UCP600－Article 3
◆ 案例：信用证46A单据要求为：certified commercial invoice。受益人提交一份 signed invoice，但没有其它注明。问是否构成不符？
UCP600－Article 3
◆ 案例：信用证46A单据要求为：official -。问是否构成不符？
UCP600－Article 3
◆ 案例：信用证要求为：EFFECT SHIPMENT IMMEDIATELY-..如何理解？
UCP600－Article 3
◆ 案例：信用证要求为：BENEFICIARY’S CERTIFICATE INDICATING THAT APPLICANT SEND A SET OF DOCS IMMEDIATELY AFTER SHIPMENT-..”如何处理？
UCP600－Article 3
◆ “on or about JULY 10”指哪几天？

UCP 600
† Any review that is undertaken should be a “Technical” one and
not line by line
† Need to review ICC Opinions, Decisions, DOCDEX cases and
results of Court actions
† Seven articles of the UCP account for over 58% of all Opinions
† Seventeen Articles have caused none, one or two Opinions
† Need to consider incorporation of URR525, ISP98 and eUCP2
3
UCP 600 – The Process
† Commenced with approval from ICC Banking Commission in
May 2003
† Drafting Group established with 9 members
† Consulting Group established with 41 members from 26
countries
† Drafting Group have met on 15 occasions
† Over 5000 individual comments received and reviewed
† Approved unanimously on 25 October 2006
4
UCP 600 – The Process
ICC National Committees were requested to vote on issues such
as:
† “Negotiation” – in or out;
† “On its face”;
† “Reasonable time”;
† “Parties” or “Banks”;
† “Discounting of deferred payment undertakings”;
† “Whether to split Article 28 of UCP 500”;
† “Relevance of Article 30 UCP 500”;
† “Requirement for new articles”; and
† preferred versions for “Non-documentary conditions” and degree
of review for “inconsistency” – or “non-conflicting” as shown in
UCP 600.3
5
UCP 600 – UCP 500 Articles not included
† Article 5 Instructions to Issue/Amend Credits
† Article 6 (part) Revocable
† Article 8 Revocation
† Article 12 Incomplete or Unclear
Instructions
† Article 38 Other Documents
Content of UCP 500 Articles 2, 6, 9, 10, 20, 21, 22, 30,
31, 33, 35, 36, 46 & 47 merged or catered for in other
ways within the text.
6
UCP 600 – Articles not found in UCP 500
† Article 2 Definitions
† Article 3 Interpretations
† Article 9 Advising of Credits and Amendments
† Article 12 Nomination
† Article 15 Complying Presentation
† Article 17 Original Documents and Copies4
7
UCP 600 – Overview of Article 1
UCP 600 Article 1
Application of UCP
† Publication Number &
Date of Revision
† Modify or Exclude
† No reference to “unless
otherwise stipulated in the
credit” throughout
† Applicable when the LC
expressly indicates that it
is subject to these “rules”.
† Retention of Standby
Letters of Credit
† SWIFT changes
UCP 500 Article 1
The Uniform Customs and Practice for
Documentary Credits, 1993 Revision, ICC
Publication N°500, shall apply to all
Documentary Credits (including to the
extent to which they may be applicable,
Standby Letter(s) of Credit) where they
are incorporated into the text of the
Credit. They are binding on all parties
thereto, unless otherwise expressly
stipulated in the Credit.
8
UCP 600 – Overview of Article 2
UCP 600 Article 2
Definitions
† Advising Bank
† Applicant*
† Banking Day*
† Beneficiary
† Complying Presentation*
† Confirmation
† Confirming Bank
† Credit
† Honour*
† Issuing Bank
† Negotiation*
† Nominated Bank
† Presentation*
† Presenter*5
9
UCP 600 – Overview of Article 2
UCP 600 Article 2
Definitions
† Applicant the party on whose request the credit is issued.
† Banking Day a day on which a bank is regularly open at the
place at which an act subject to these rules is to be performed.
† Complying Presentation a presentation that is in
accordance with the terms and conditions of the credit, the
applicable provisions of these rules and international standard
banking practice.
10
UCP 600 – Overview of Article 2
UCP 600 Article 2
Definitions
† Honour:
a. to pay at sight if the credit is available by sight payment.
b. to incur a deferred payment undertaking and pay at
maturity if the credit is available by deferred payment.
c. to accept a bill of exchange (“draft”) drawn by the
beneficiary and pay at maturity if the credit is available by
acceptance. 6
11
UCP 600 – Overview of Article 2
UCP 600 Article 2
Definitions
† Negotiation:
the purchase by the nominated bank of drafts (drawn on a bank
other than the nominated bank) and/or documents under a
complying presentation, by advancing or agreeing to advance
funds to the beneficiary on or before the banking day on which
reimbursement is due to the nominated bank.

UCP500主要问题

UCP500条款层面

9.开证行和保兑行责任

Article 1 Application of UCP 第一条 UCP的适用范围
The Uniform Customs and Practice for Documentary Credits, 2007 Revision, ICC Publication no. 600 (“UCP”) are rules that apply to any documentary credit (“credit”) (including, to the extent to which they may be applicable, any standby letter of credit) when the text of the credit expressly indicates that it is subject to these rules. They are binding on all parties thereto unless expressly modified or excluded by the credit.
Article 2 Definitions第二条 定义
For the purpose of these rules:
Advising bank means the bank that advises the credit at the request of the issuing bank.
Applicant means the party on whose request the credit is issued.
Banking day means a day on which a bank is regularly open at the place at which an act subject to these rules is to be performed.
Beneficiary means the party in whose favour a credit is issued.
Complying presentation means a presentation that is in accordance with the terms and conditions of the credit, the applicable provisions of these rules and international standard banking practice. 新增定义
Article 2 Definitions第二条 定义
Confirmation means a definite undertaking of the confirming bank, in addition to that of the issuing bank, to honour or negotiate a complying presentation.
Confirming bank means the bank that adds its confirmation to a credit upon the issuing bank’s authorization or request.
Credit means any arrangement, however named or described, that is irrevocable and thereby constitutes a definite undertaking of the issuing bank to honour a complying presentation.
Article 2 Definitions第二条 定义
Honour means:
a. to pay at sight if the credit is available by sight payment.
b. to incur a deferred payment undertaking and pay at maturity if the credit is available by deferred payment.
c. to accept a bill of exchange (“draft”) drawn by the beneficiary and pay at maturity if the credit is available by acceptance.
新增定义
Negotiation means the purchase by the nominated bank of drafts (drawn on a bank other than the nominated bank) and/or documents under a complying presentation, by advancing or agreeing to advance funds to the beneficiary on or before the banking day on which reimbursement is due to the nominated bank. 改变的定义

UCP 600
国际商会银行技术与实务委员会于2006年10月25日在巴黎会议以91-0的票数通过。
2007年7月1日生效。
背景介绍
在2002年10月，负责评估修订UCP500的工作小组提供一份报告；
自UCP500生效以来，过去在国际商会银行委员会提出的意见有超过百份之五十八是集中在UCP500的七条条款。
背景介绍
七条条款是：
第9条 – 共26次
第13条 – 共43次
第14条 – 共60次
第21条 – 共29次
第23条 – 共47次
第37条 – 共26次
第48条 – 共31次

方法论 (Methodology)
将国际商会银行委员会过去的意见和决定集中并结合在新的UCP。
评估过去法院的判决和案例对UCP的影响；有些判决与国际商会银行委员会的意见相左。
探讨国际商会出版的其他相关规则，如URR525, ISP98和eUCP，是否能归入新的UCP。
背景介绍
国际商会银委会于2003年5月批准成立起草小组并开始修订的工作；
9人起草小组成立；
起草小组共开了15次的会议，每次会议长达3-5天在不同的地点举行；
起草小组共收到并参阅了5000份的意见和评语。

UCP600释析（1）

Article 1 Application of UCP
The Uniform Customs and Practice for Documentary Credits, 2007 Revision, ICC Publication no. 600（UCP) are rules that apply to any documentary credit(credit) (including, to the extent to which they may be applicable, any standby letter of credit) when the text of the credit expressly indicates that it is subject to these rules. They are binding on all parties thereto unless expressly modified or excluded by the credit.

UCP600的第一条说的是UCP的适用范围。这里面需要提醒大家注意的有以下几点：

1）UCP是英文The Uniform Customs and Practice for Documentary Credits的简称，专指跟单信用证统一规则。不是国际商会出版的所有的惯例都叫做UCP。我注意到以前个别年轻同事把国际商会522/525出版物也说成UCP，这是不准确的。

Part II. Detailed Comparison for Each Article

Article 1 Application of UCP2
Article 2 Definitions2
Article 3 Interpretations3
Article 4 Credits v. Contracts4
Article 5 Documents v. Goods, Services or Performance4
Article 6 Availability, Expiry Date and Place for Presentation4
Article 7 Issuing Bank Undertaking5
Article 8 Confirming Bank Undertaking6
Article 9 Advising of Credits and Amendments7
Article 10 Amendments8
Article 11 Teletransmitted and Pre-Advised Credits and Amendments8
Article 12 Nomination9
Article 13 Bank-to-Bank Reimbursement Arrangements9
Article 14 Standard for Examination of Documents10
Article 15 Complying Presentation12
Article 16 Discrepant Documents, Waiver and Notice12
Article 17 Original Documents and Copies13
Article 18 Commercial Invoice14
Article 19 Transport Document Covering at Least Two Different Modes of Transport15
Article 20 Bill of Lading17
Article 21 Non-Negotiable Sea Waybill19
Article 22 Charter Party Bill of Lading20
Article 23 Air Transport Document21
Article 24 Road, Rail or Inland Waterway Transport Documents23
Article 25 Courier Receipt, Post Receipt or Certificate of Posting24
Article 26 "On Deck", "Shipper’s Load and Count", “Said by Shipper to Contain” and Charges Additional to Freight25
Article 27 Clean Transport Document25
Article 28 Insurance Document and Coverage25
Article 29 Extension of Expiry Date or Last Day for Presentation27
Article 30 Tolerance in Credit Amount, Quantity and Unit Prices27
Article 31 Partial Drawings or Shipments27
Article 32 Instalment Drawings or Shipments28
Article 33 Hours of Presentation28
Article 34 Disclaimer on Effectiveness of Documents28
Article 35 Disclaimer on Transmission and Translation29
Article 36 Force Majeure29
Article 37 Disclaimer for Acts of an Instructed Party29
Article 38 Transferable Credits30
Article 39 Assignment of Proceeds32