Affin Bank Bhd has unveiled “Affin Duo”, a dual credit card product for millennials in today’s digital age.

Customised for millennials earning a minimum salary of RM2,000 per month, the new card offers customers three per cent cash back on digital transactions and three times Affin Rewards Points for everyday spending.

“The Affin Duo dual credit card product consists of the AffinBank Visa Cash Back credit card and AffinBank Mastercard Rewards credit card which would be issued jointly.

“Customers can benefit from the cash back privilege for digital transactions such as payment for online purchases, reload of e-wallets and auto billing payment such as Insurance premium, utility bills or digital subscriptions such as Netflix by using the Affin Duo Visa Cash Back credit card,” Affin Bank president and chief executive officer Wan Razly Abdullah Wan Ali said at the launch today.

Wan Razly said the timing of introducing the card was on-point with the new norm of increased spending in today’s digital age to meet greater demands of consumers for convenience and flexibilities.

Visa country manager Ng Kong Boon said its data showed that one in eight active Visa cardholders in Malaysia who did not use e-commerce last year made their first purchase online this year.

“Furthermore, our e-commerce transaction and spend growth by Visa cardholders in Malaysia has been steadily increasing year-on-year.

“This trend shows that Malaysian consumers are starting to shift to e-commerce channels to make purchases for their items and this digital adoption curve has further accelerated due to the pandemic.

In-line with the launch, card members can participate in an “Apply and Win” campaign from August 28 2020 to February 28 2021 and stand a chance to win one grand prize of exclusive Proton by making a minimum retail spend of RM100 within 45 days from card approval date.